Buyers financing denied mid-transaction & not disclosed until evening before closing. Property appraised at previous purchase price. Great colonial offering over 2,400 sq ft on a private, wooded 0.69-acre lot. Property requires updates throughout, presenting an opportunity to add value. Major improvements include a new boiler installed approximately 9 months ago, with heat pump, electric baseboard heat, wood-burning insert, windows, hardwood flooring, and garage doors all approximately 10 years old, and the driveway replaced about 5 years ago. Title V has failed; seller to install a new 4-bedroom septic system at their expense, with plans in hand awaiting install. Interior damage includes areas from popcorn ceiling removal, water damage in kitchen from an improperly sealed shower drain pan above, and ice dam damage in the left corner bedroom. All of these damages have been repaired. Layout offers potential first-floor laundry, attached 2-car garage, rear deck, and off-street parking.